Saket Kumar Singh (FinWealth)

Now the investors in the capital market are free to invest in mutual funds more conveniently with the new regime passed by the regulator SEBI under which every individual having their e-wallet can invest upto 50000/mutual fund/ financial year through their e-money. But one more thing to add is the money in wallet should be loaded through cash, net banking or debit card for the purchase of mutual funds, no money is permitted to purchase the units of mutual fund routed via credit card, promotional schemes and cashback schemes. E-wallet companies are directed not to offer any schemes or cashback to invest via their route. this move really empower the mobile users to park their household savings into capital markets to plan their investments in prudent manner. posted by, saket kumar singh(Founder) Lakshya wealth srvices like us on facebook ,twitter ,linked in, google + visit: www.lakshyawealth.com

we all worry about the tax implications on house property, find below the five key points which is to be kept in mind while considering house tax or property tax. NO.1. Rent and other income from any flat , building and land comes under the head of "income from house property" and to be taxed but land which is unused and still for construction will not comes under this head NO.2 The assessee must be the owner of such property and it must not be used for the purpose of business and profession carried by him NO.3 Income chargeable is computed after standard deductions, 30% of annual net value of the property NO.4  The property which is used for self or is self occupied does not constitute any tax liabilty. so, the owner need not to worry for the same while filing the taxes. NO.5 INCOME FORM HOUSE PROPERTY IS TAXABLE ON THE ANNUAL VALUE IF IT CROSSES THE STANDARD VALUE AND IS COMPUTED ON YEAR ON YEAR. BY, saket kumar singh (Founder) Lakshya Wealth Services

In recent years we have seen inflation or food related items have not been witnessed a pace in rising prices, as we are not taking it indirectly. Invisible inflation doesnot shows its impact directly whereas it reflects its impact by the means of related goods and via our lifestyle means. in our early 20s to 30s ,we exibit a turning change in the lifestyle which comes out to be our preferences and choices, likes and dislikes, premium and inferior. all these things works together to hit our finances. few years back, if a normal earning family plans to go out on dinner and they usually do it twice or thrice a month, they use to spend around 4000-6000, but the same scenario in today's time lets the time gap be 4 years, it costs around 10000-12000. have we witnessed these change, A BIG NO. Because as the time passes, some of us changed our preferences from public transport to cabs, searching for new destinations every week for party and outings and all. Have we looked into the

NCFM certification program , an initiative program run by NSE ,india's biggest stock exchange having daily turnover more than 2 lakhs crore , is now been popular not only for its curriculum but also for the importance it carries in todays market scenario. These certification are about 30 in numbers offered online by national stock exchange and each program has its own importance in the financial service industry. any person who is willing make their career in financial service industry or to start their own service business in financial market , requires to get certified some of the modules. Few of the modules such as mutual fund module, derivative module etc. are made compulsory by stock exchange to get certified before using their window to carry financial market business. most of the finance and banking companies started to prefer candidates having certification in NCFM/ NISM modules. this not only makes this certification important but also a requirement in career enhancem

its very urgent and important to know about the changes in the registration of NISM exam. With effect from april 09th 2017, all the aspirants seeking the certification required to update their aadhar number on the portal and have to upload the scanned copy of same on the portal, failing to which no certification will be provided. National institute of securities market announced recently that if someone without updating their aadhar enrolls for a module his enrollment would be accepted and he can appear for the exam too but the certification will not be provided for the said exam. In addition to the pan scan copy upload on the NISM portal , every one should be manadatorily upload their aadhar card also from now. candidates who have enrolled for the certification and their exam date is nearby can update by visiting the edit profile page on nism portal and the updation will be processed in the time frame of 3 working days. so, get ready for the change and support our governement in