Saket Kumar Singh (FinWealth)

Mutual fund always been a wise decision to invest while planning for long term as well as short term goals. mutual fund sip or mutual fund lumpsum investments always been preferred as it contains the basic feature of liquidity and reliability which is the most sought benefit by the investors as a whole. most of us worry about the plans and the company/AMC which offers that plan that which fund to invest and how to choose best performing mutual fund for us. Below mentioned points can help you out while finding the answers of your question. 1. Define your objective: Defining objective means to be aware about your own need and preferences that why you need an investment, what type of goal you want that investment to relate with and are you planned enough mentally to stick to your objective. 2. Assess your risk taking capability: As we all know mutual fund invest in securities or stocks which are to be traded in the capital or money market which have some risks associated with

Being financial sound is not only the thing which will sure everything for your coming future when it termed for your family and dependants. we all know that the situation which are prevailing today and the investments which we are doing today may or may not appropriate. At this stage, the decision and reviewing the mutual fund and other investment options is comes in picture Mutual funds in todays scenario placed itself as a better option to multiply our wealth in the form of mutual fund sip, mutual fund lumpsum investment and mutual fund diversification. In real sense mutual fund sip provides an option to invest smaller amount at a periodic interval into a pool of fund which is to be managed by certain fund managers in order to generate a handsome return so as to fulfill your dreams for which you have started the mutual fund sip. Most of the investors believes that money invested in banks and fixed deposits of banks are the only way to keep their money or wealth safe but, it i

Anytime soon the employees would be handed Form 16 by their employers. Form 16 is a summary of the total amount (basic salary and other allowances) paid to the employee and the taxes deducted in the previous year i.e. the financial year 2016-17. This document will help an employee file the income tax return by 31st July, 2017. But, what if an employee had switched jobs in the last FY and has more than one Form 16 from all employers or only from the current employer but not from other employer previous employers. Here's a step-wise approach to consolidate the numbers, under various circumstances. When an employee has more than one Form 16, then tax computation should be made after considering every Form 16 document. As an employee one has to prepare a revised statement of income and revised tax liability to make sure that the tax is calculated as per the correct slab. ·          First, consolidate salary earned from all the employers for the financial year.  ·          Se